Car accident mistakes to avoid—it’s the last thing you want to think about after a crash, but it’s one of the most important. Whether it’s a minor fender-bender or a serious collision, the actions you take (or don’t take) can make or break your personal injury case.
1. Not Calling the Police
Even in seemingly minor crashes, a police report can serve as critical evidence. Some people choose not to call because they want to “work it out” with the other driver, or they’re unsure if there’s enough damage.
Why it’s a mistake:
Without a police report, it becomes your word against the other driver’s, which insurance companies love because it gives them room to dispute fault.
What to do instead:
Always call the police and request a report. Even if you feel fine or the damage seems minimal, an official record protects your legal rights.
2. Delaying Medical Treatment
If you walk away from a crash and feel “okay,” you might think you don’t need to see a doctor. That’s a common but risky decision.
Why it’s a mistake:
Injuries like whiplash, concussions, or internal trauma often don’t show up immediately. Waiting days or weeks can hurt your health, and your claim.This allows Insurance adjusters to argue your injuries weren’t serious or weren’t caused by the accident.
What to do instead:
See a doctor as soon as possible after a crash, even if you feel fine. It helps document your injuries and shows you took the situation seriously.
3. Talking to the Insurance Company Without a Lawyer
You might think talking to the adjuster is harmless, especially if they seem friendly. But anything you say can and will be used to reduce your settlement.
Why it’s a mistake:
Adjusters are trained to get you to say things that minimize your injuries or admit partial fault, both of which can reduce or deny your claim.
What to do instead:
Politely decline to give a recorded statement and contact a personal injury attorney before discussing your injuries or the accident in detail.
4. Accepting the First Settlement Offer
It’s tempting to take quick cash and move on, especially if bills are piling up. But the first offer is usually far less than your case is worth.
Why it’s a mistake:
Once you accept, you can’t go back for more, even if your injuries worsen or new ones appear.
What to do instead:
Wait until you understand the full extent of your injuries, lost wages, and future medical needs. Let a lawyer review any offer before you sign.
5. Not Documenting the Accident Properly
In the heat of the moment, it’s easy to forget to take photos or gather witness information, but these details are often essential later.
Why it’s a mistake:
Photos of the vehicles, road conditions, and visible injuries can help prove fault and damages. Without them, you’re relying on memory.
What to do instead:
Use your phone to take pictures of:
- Damage to all vehicles
- Skid marks or debris
- License plates
- Driver’s license and insurance of the other party
- Any injuries
Also, write down the names and contact info of any witnesses.
Mistakes after a crash are common, but they’re avoidable. Being proactive can protect your health, your rights, and your wallet. If you’ve been in a crash and aren’t sure what to do next, give us a call.
At Groth Law Firm, we’ll guide you every step of the way and make sure you’re not taken advantage of by insurance companies or the other party. You don’t have to navigate this alone, Groth Gets It! Groth Gets You.
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Learn more about reporting accidents on the Wisconsin DOT Crash Reporting page.