The insurance company wants to record you. This is why you should say no. After a crash, an insurance company adjuster will probably call you and ask if they can take a recorded statement. You should talk to a lawyer before you talk to the insurance company. Why? Because it’s the insurance company’s job to try to get you to accept as little as possible.
So let a lawyer be the go-between. Let the lawyer be the advocate for you because you don’t know what they’re going ask, and if you say the wrong thing, you could get less money in your pocket. So make sure before you talk to them, talk to a lawyer.
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