If you’re the victim of a hit-and-run in Wisconsin, you have very little time to protect your rights.
Here’s what to do in the first 24 hours:
First, call 911 and get a case number or police report number. Your uninsured motorist claim may require proof that you reported it quickly.
Step two, photograph everything. Use your phone to capture your car, debris, skid marks, nearby cameras, and—most importantly—your injuries.
Step three, go to the doctor. Get a medical checkup now, not tomorrow. Gaps in treatment become excuses for insurance companies.
Step four, notify your insurer, but give only the facts. Don’t guess about speed or fault.
Step five, ask about uninsured motorist benefits. In many Wisconsin policies, UM coverage can step in when the at-fault driver flees.
Step six, don’t pay out of pocket if you can avoid it. Coordinate with your MedPay, your health insurance, and your uninsured or underinsured motorist coverage—and talk with a lawyer.
If you act fast, you can still build a strong claim even when the driver is gone.
Hey, we’re here for you. Call or text (414) 999-0000.
If the other driver had no coverage, watch next: What happens if you don’t have auto insurance in Wisconsin?